Accounts at South African furniture stores is something that many locals take advantage of; there are many that don’t see it, but what they are doing just gets them into trouble; higher purchase buys. Some do not realize that when you buy on credit there are monthly payments that you have to make in order for you to avoid getting blacklisted. There are many stores that offer this type of credit facility; some of these stores are Bradlows, Coricraft, joshua doore, Wetherleys and Ellerines. With monthly payments that you make, this in turn brings down the overall outstanding amount; there are some individuals that are not able to pay the monthly rates.
To have multiple accounts at South African furniture stores is not something that is highly rated, as if you are at some stage not able to make the monthly payments it will give you a bad credit rating and this is what you do not want to get yourself into. At times the only choice you have is to go with higher purchase, if this is the case, it is recommended that you ensure that you will be able to make the monthly payments up until you have fully paid for the initial purchase.
With regards to Bradlows, Coricraft, joshua doore, Wetherleys and Ellerines, they offer you a choice when it comes to the payment period. A simple example would be when you get to choose if you would like to make the repayments over six or twelve months, while the longer period seems a better option there is also a high interest rate that is charged with this option. It is better that you discuss this with your store. It is not as bad as it seems, all that you have to be sure of is that you make the monthly payments to all your accounts at South African furniture stores.